Chapter 5 - Unraveling the Books

By noon, the estate’s grand library smelled of old paper, bitter espresso, and cold reality.
Daniel had set up four high-speed document scanners across the antique cherrywood conference table. Stacked around us were thirty-six banker boxes containing every physical ledger, invoice, bank statement, and contract Clairemont Events had generated over the past four years.
“It’s far worse than we anticipated,” Daniel said, rubbing the bridge of his nose as he handed me a digital spreadsheet. “She didn’t just commingle funds. She was actively using Willow Gate’s federal tax identification number to secure unauthorized merchant loans.”
I scrolled through the figures. My stomach twisted into a hard, cold knot. “Three high-interest merchant cash advances totaling four hundred and twenty thousand dollars. And she forged my signature on the personal guarantees.”
“Precisely,” Daniel said. “She used an old digital signature scan from an employment tax document you signed for her back in 2021. If Apex Bank had funded that six-hundred-thousand-dollar credit facility last night, she was planning to use half of it to pay off the loan sharks before the interest ballooned next week.”
A soft knock sounded at the library door. Mrs. Gable, the head housekeeper who had served Meadowgate since my grandmother’s youth, entered hesitantly with a silver tray of sandwiches. Her uniform was crisp, but her eyes were red-rimmed and tired.
“Miss Ivy,” Mrs. Gable murmured. “I brought something to eat. I... I also wanted to say something.”
I set the tablet down immediately. “Please, Mrs. Gable, sit down. You don’t need to knock in this house.”
The elderly woman sat on the edge of a leather armchair, wringing her apron. “Last week, Miss Claire told the cleaning staff that if we spoke to you about the missing paychecks, she would fire us without references and report our housing allowances to the council. She told us you were cutting our hours because you were greedy.”
I felt a fresh wave of rage wash over me, hotter and sharper than anything I had felt during the dinner party.
“Did she withhold your checks?” I demanded.
“Three months, Miss Ivy,” Mrs. Gable whispered. “Maria in the kitchen had her electricity shut off on Tuesday. We didn’t know what to do. We knew Miss Claire was your sister, and your father always said Claire was the true authority here.”
I closed my eyes for five seconds, breathing through the fury. When I opened them, I took Daniel’s laptop and turned it toward me.
“Daniel, issue immediate emergency wires from Willow Gate’s operational reserve,” I instructed. “Full back-pay for every hourly and salaried employee, plus a thirty percent distress bonus. And write a letter of guarantee for Maria’s utility provider; Willow Gate will assume liability for any late fees.”
Mrs. Gable stared at me, her hands trembling as tears tracked through the lines of her face. “Miss Ivy... we knew your grandmother was watching over this place. But we didn't know if you still cared.”
“Grandmother gave me this house to protect people, Mrs. Gable,” I said, resting my hand over hers. “I’m sorry it took me so long to take the wheel. But no one will ever steal your livelihood under this roof again.”
As Mrs. Gable left the room, wiping her tears, Daniel clicked open an encrypted email attachment.
“Ivy,” he warned, his voice grim. “The county prosecutor’s office just called. Apex Bank filed a formal criminal referral at eleven this morning. Detective Miller from White Collar Crimes wants to interview you on Monday.”
May you like
“I’ll meet with him,” I replied without hesitation. “Tell him I’ll bring the boxes myself.”
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